E-Consent

We encourage you to read the following information carefully and keep a copy for your records.

Introduction

By submitting your request, you are seeking to connect with one of our third-party lenders or lending partners. To facilitate this loan process, these lenders require your consent to utilize electronic signatures, records, and disclosures, collectively referred to as "E-Consent." This document informs you of your rights regarding electronic disclosures, notices, and information. By clicking the link to accept our terms, you confirm that you have received this E-Consent and consent to conducting transactions using electronic signatures, records, and contract documents.

Option for Paper or Non-Electronic Records

You may request paper copies of any disclosures by directly contacting the third-party lender or lending partner. They will provide these copies, although some may charge a fee while others may not. All disclosures will be retained by the lenders or lending partners in accordance with applicable laws.

Scope of Consent

This E-Consent encompasses all online interactions between you and the third-party lender or lending partner, including those conducted on mobile devices such as smartphones and tablets. By providing your E-Consent, you allow the lender to process your information and engage with you electronically throughout all online interactions. Notices and disclosures may be delivered online through our website or that of the third-party lenders and may also be sent via email.

Consenting to Do Business Electronically

Before proceeding to conduct business electronically with our third-party lenders or lending partners, please ensure that you have the necessary hardware and software capabilities as outlined below.

Hardware and Software Requirements

To access and retain disclosures electronically, you will need:

• A PC or Mac compatible computer or another device capable of accessing the Internet.
• An email account.
• An internet browser that supports at least 128-bit encryption (e.g., Microsoft® Internet Explorer, Chrome®, or Mozilla Firefox®).
• A PDF reader, such as Adobe® Acrobat Reader X®, to view certain documents.
• A printer or a long-term storage solution (e.g., your computer’s hard drive) to retain copies of disclosures for future reference.

Withdrawing Consent

Your E-Consent for our connecting service and the consideration of your request by third-party lenders cannot be withdrawn, as this is a one-time transaction. However, if you are connected with a lender, you can withdraw your E-Consent with them at any time at no cost. Please note that withdrawing consent before receiving credit may hinder your ability to secure financing from that lender. To withdraw your E-Consent, contact the lender directly. Withdrawal of consent will not affect the validity and enforceability of prior electronic disclosures.

Change to Your Contact Information

It is important to keep the third-party lenders or lending partners informed of any changes to your electronic or mailing address. You can update your information by logging into their website or by sending a written notice via mail.

Acknowledgment of Access to Disclosures

By clicking the link, you agree to our terms and acknowledge that you can access disclosures in the formats specified above.

Consent Statement

By clicking the link, you agree to these terms. You confirm that you have read and understood the information regarding electronic signatures, records, and disclosures, and consent to conduct business electronically with the lender or lending partner. You acknowledge your right to request paper copies of electronic records and disclosures, which will be provided at no charge. If you do not wish to proceed, you are indicating that you do not wish to use electronic signatures or conduct this transaction electronically. Furthermore, you recognize that your consent to electronic disclosures is necessary to receive services from third-party lenders or lending partners online.