California Consumer Protection Act (CCPA) - Fast-Lender.com

Rates and Fees

At Fast-Lender.com, we want to emphasize that we are not a lender and do not provide direct lending services to consumers. Registering on Fast-Lender.com is completely free of charge. Our compensation comes solely from the network of Participating Lenders for each referral we provide, regardless of whether you choose to proceed with a loan or decide to exit the process at any time. Our services are always free to you.

In accordance with the Truth in Lending Act, the Participating Lender you connect with is obligated to disclose all applicable loan fees and interest rates before you sign any loan documents. You will receive a detailed document outlining all fees and rates associated with the loan being offered. We encourage you to review this information thoroughly before agreeing to any terms. You are not obligated to accept these terms. If you find the loan conditions acceptable, the lender will guide you through the process of e-signing your loan agreement. If the terms do not meet your expectations, you may exit the process at any time without facing any penalties.

Participating Lender’s Interest Rates

The fees and interest rates for loans are determined exclusively by the Participating Lender based on the information you provide during your application. Fast-Lender.com does not influence these fee amounts or interest rates in any way. You are free to discontinue the loan process at any time before signing if the terms are not suitable for you.

Please note that interest rates charged by Participating Lenders are generally higher than those offered by traditional banks or credit institutions for similar amounts. However, traditional bank loans often have stricter requirements and longer approval processes. With our Participating Lenders, you typically receive your funds within one business day of signing the loan documents. Importantly, you will not incur any fees from Fast-Lender.com.

Late Payment Policy

Each Participating Lender has its own policies regarding late payments. These policies, including any additional charges you may incur, will be clearly outlined in the loan documents provided before you are asked to e-sign. Once you sign the loan documents, you are expected to understand and adhere to the terms of the loan, including any potential charges or interest due to late repayment. If you foresee any difficulties in making timely payments, we strongly recommend that you contact your Participating Lender as soon as possible to discuss your options, bearing in mind that additional fees and interest may apply.

Failure to Pay / Non-Payment Policy

Failure to repay your loan may result in additional fees and charges from the Lender. It’s important to understand that refusal or failure to pay could lead to legal action against you by the Lender to recover the loan amount, interest, and any costs associated with collections. Please remember that Fast-Lender.com is not a lender and does not provide direct lending services to consumers.

Loan Renewal Policy

Once connected with a participating lender, you'll receive full disclosure of all loan fees and interest rates before signing any documents. You're under no obligation to accept these terms, and if you find them unsuitable, you can exit the process at any time with no penalties.

Thank you for choosing Fast-Lender.com, your trusted partner in financial assistance.

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